Home Repairs Program
These programs are designed to provide emergency and other repairs of homes owned by lower-to-moderate residents. In general, the program allows improvements to a home to bring it to minimum code standards, correct barriers to mobility and health, and to address safety hazards and energy improvements. The most common repairs include roofs, electrical, plumbing and furnaces. Other repairs are allowed under the program, but remodeling is not covered, nor is substantial reconstruction.
The Programs are funded through the U.S. department of HUD's CDBG program. Work is performed by qualified, licensed and insured contractors. The homeowners must agree to sign a Mortgage and Promisorry note, which is filed against the property to secure the loan. There is no interest charged and no payments are made during the life of the deferred loan, unless the homeowner moves or there is a change in the ownership of the property.
For more information, click on the tab of the program which is of interest to further determine if you qualify and if it is a program you may be interested participating in.