Call 1-888-995-HOPE

For Free personalized guidance from housing counseling agencies certified by the U.S. Department of Housing and Urban Development. The Homeowner's HOPE Hotline - open 24/7 - is operated by the Homeownership Preservation Foundation, a nonprofit member of the HOPE NOW Alliance of mortgage industry members and HUD-certified counseling agencies.  Or visit www.hopenow.com for free information on the President's plan to help homeowners, visit www.makinghomeaffordable.gov.