Check Cashing Precautions

  • Many fraudulent checks are obviously bogus.  Store employees can detect a possible bad check before accepting it as payment by paying close attention to the check’s appearance. 
  • There are no perforations on the edges to prove in was actually removed from a checkbook and not just a photocopy.
  • Is the check being cashed within a one-year period?  Checks with a date over a year ago may be expired or forged.
  • Does the signature match the imprinted name or the identification provided?
  • Does the type of identification appear to be genuine and not altered?
  • Does the identification match the person presenting it?
  • The check is numbered under 500, which may indicate a new account?
  • The check has suspected altered writing or erasures.
  • The check is post-dated.
  • The check has water spots or alterations of the check’s color or graphic background.
  • The check’s magnetic ink has a glossy rather than a dull finish.
  • Store personnel may help protect their employees against possible losses by requiring management approval of the check or asking for an alternative form of payment.
  • Merchants can also place the presenter’s thumbprint on the check. This could aid in identifying a suspect. You can contact the Taylor Police Department at (734) 287-6611 for more information on this procedure.
  • Obtain a Bad Check packet from the Taylor Police Department before filing a police report.